⚡ Made by Vansh Mehta

🪙 Simple Rupee Financial Planner & TVM Suite

Flexible compounding (Monthly, Semi-Annual, Quarterly, Annual), FVIFA / PVIFA factors, and live wealth planning.

📊 Your Investment Plan
Periodic Installment
₹
Annual Nominal Rate (r)
%
Duration in Years (t)
Years
🌟 Wealth & Factors Summary
Total Future Value (FV)
₹ 23,23,391
Principal Invested ₹ 12,00,000
Compound Interest Gained + ₹ 11,23,391
Financial Factor Multipliers Monthly (m=12)
FVIFA Factor
232.3391
PVIFA Factor
70.4359
Periodic Rate (i=r/m)
1.000%
Total Periods (n=m*t)
120
💡 Formula Breakdown Future Value = Installment × FVIFA × Timing Factor. You can switch frequency above between Monthly, Semi-Annual, and Quarterly anytime!
📐 TVM Factor Matrix (FVIFA / PVIFA)

Solve for exact mathematical multiplier factors used in textbooks, exams, and corporate finance.

Annual Nominal Rate (r)
%
Tenure in Years (t)
Years
Periodic Payment / Cash Flow (C)
₹
🧮 Calculated Financial Factors
Future Value of Annuity (FV)
₹ 3,14,447
FVIFA (Annuity FV)
12.5779
PVIFA (Annuity PV)
7.7217
FVIF (Lump Sum FV)
1.6289
PVIF (Lump Sum PV)
0.6139
Periodic Rate (i = r / m) 5.000%
Total Compounding Periods (n) 10 Periods
Present Value of Annuity (PV) ₹ 1,93,043
📘 Formula Applied: FVIFA = [ (1 + i)^n - 1 ] / i
PVIFA = [ 1 - (1 + i)^(-n) ] / i
If Annuity Due: Multiplied by (1 + i).
🎯 Reverse Goal Planner

Know your dream target? We tell you the exact amount to set aside every month.

Target Goal Amount
₹
Years to Achieve Goal
Years
Expected Return Rate
%
📋 Monthly Saving Required
You Need to Save Monthly
₹ 21,520
Target Goal Amount ₹ 50,00,000
Your Total Contribution ₹ 25,82,400
Growth / Interest Earned + ₹ 24,17,600
💡 Pro Goal Advice Compounding pays for nearly half of your goal! If you increase your monthly savings by just 10% each year, you can reach this target 2 years early.
🏠 Home / Car Loan Calculator
Loan Amount Borrowed
₹
Bank Interest Rate
%
Loan Tenure
Years
💳 Monthly Repayment Summary
Monthly EMI Payable
₹ 30,996
Principal Loan Amount ₹ 25,00,000
Total Interest to Bank ₹ 12,19,570
Total Payment ₹ 37,19,570
💡 Money Saving Tip Paying just 1 extra EMI every year can slash your loan duration by nearly 3 years and save over ₹ 3 Lakhs in bank interest!
🏦 Safe Bank Deposit Calculator
Deposit Amount
₹
Bank Interest Rate
%
Tenure Duration
Years
💰 Maturity Guarantee
Maturity Amount (Guaranteed)
₹ 7,16,160
Principal Deposited ₹ 5,00,000
Total Interest Earned + ₹ 2,16,160
Effective Annual Yield 7.45% p.a.
🏦 Indian Bank Standard Calculated using Indian RBI standard Quarterly Compounding, ensuring your actual yield is higher than the simple interest rate!
📈 Dividend & Passive Cash Flow
Stock / Share Price
₹
Annual Dividend Per Share
₹
Company Net EPS (Earnings)
₹
Amount You Want to Invest
₹
💵 Passive Income Payout
Dividend Yield
4.74%
Annual Cash Payout ₹ 23,684 / year
Monthly Passive Income ₹ 1,974 / month
Dividend Safety Status SAFE (50% Payout)
💡 Cash Flow Power A healthy dividend yield provides predictable cash flow while keeping your original capital intact and growing over time.